The Insurance groups for the MG6 have just be released on the new 50 grouping schedule the S is coming in at a 13 (about a 6 on the old groupings) and all others a group 14 (about a 7).

So insurance premiums on an MG6 should be reasonable.

Good groups I think, very good.

If it is old Group 6, an Escort 1.6 Ghia, a Mk2 216 or a Golf 1.6 used to be Group 5 IIRC...

What other cars are Group 13/14 for comparison?

The MG6 has frequently been compared to the Skoda Octavia as it is of similar size - the 1.8 engined Skoda Octavia is group 21

Both base models of the facelift ZS (110) and ZT (120) are group 21 too.

The Ford Focus 1.6 (only 110ps) is group 14 and the 2 litre (142ps) is group 17.

So group 13/14 for the MG6 looks very good indeed!

The MG6 has frequently been compared to the Skoda Octavia as it is of similar size - the 1.8 engined Skoda Octavia is group 21

Both base models of the facelift ZS (110) and ZT (120) are group 21 too.

The Ford Focus 1.6 (only 110ps) is group 14 and the 2 litre (142ps) is group 17.

So group 13/14 for the MG6 looks very good indeed!I'll agree with that - the Škoda Octavia is surely an important benchmark.

The question "so what insurance group is a 1.6 Golf or an MG ZS 180 in?" probably belongs in another thread...

EDIT Group 6 (Golf) and Group 16 (ZS180) - less than a 1.8 Škoda?

but explain this under VW insurance group. ???


founder: Deutsche Arbeitsfront

(Todt?)

^^Those groups will be under the old system - current groups for:
Facelift ZS180 = 32
1.6 Golf = 13

^^Those groups will be under the old system - current groups for:
Facelift ZS180 = 32
1.6 Golf = 13Only the old old system makes sense to me! I'd never heard that insurance groups were changing yet again.

However, 1.8 MG6 = comparable to 1.6 Golf is pretty good!

Only the old old system makes sense to me!
it was certainly a lot simpler (was it just 7 groups plus a 'special' category for very high performance cars?).

The newest grouping system goes up to 50 IIRC.

it was certainly a lot simpler (was it just 7 groups plus a 'special' category for very high performance cars?).

The newest grouping system goes up to 50 IIRC.I still categorise cars mentally into Groups 1-8 plus group "turbo nutter" TBH...

I think this is a good and cheap group! New cars tend to be cheaper to insure now cos of the co2 emission and blah,

The MG ZR was a group 7 or 9!(old insurance group)

That is a very good insurance group for the MG6!
I think this is a good and cheap group! New cars tend to be cheaper to insure now cos of the co2 emission and blah,

The MG ZR was a group 7 or 9!(old insurance group)
Mainly due to safety and performance tbh.

Depends on what ZR, the older 160s were insurance group 17! The newer ones were 15!

My facelift 120 is the old insurance group 9. Not sure what it is now, but yes they have been changed to 50 groups now.

Only the old old system makes sense to me! I'd never heard that insurance groups were changing yet again.

However, 1.8 MG6 = comparable to 1.6 Golf is pretty good!

I agree, Life was so much easier only having to remember 7 insurance groups !!!

New insurance groups = Yet another excuse to charge us more money :(

New insurance groups = Yet another excuse to charge us more money :(

Not always as the new groupings take a lot more factors into consideration.

If the groupings double then your premium will be about the same, some cars have seen a reduction in group ie gone from a Group 6 to say a 9.

Currently a Subaru Imprezza is the the same group as a Lamborghini Gallardo, under the new grouping system it is higher.

Currently a Subaru Imprezza is the the same group as a Lamborghini Gallardo, under the new grouping system it is higher.

(!)

The Impreza is at higher risk of being driven chavvily or stolen?

and the insurers think the MG6 will attract better drivers and be at lower risk of being stolen than an Octavia?

(!)

The Impreza is at higher risk of being driven chavvily or stolen?

and the insurers think the MG6 will attract better drivers and be at lower risk of being stolen than an Octavia?

Although MGs are amazing cars,

If your talking about chavs who nicks cars, they defo won't steal a MG as all they know about it are, MG went into recession.

So I think, an MG is safer than a Skoda xD

Dont tell me that MG has the pipe and slippers image already!!!

(!)

The Impreza is at higher risk of being driven chavvily or stolen?

and the insurers think the MG6 will attract better drivers and be at lower risk of being stolen than an Octavia?

Vehicles such as the Lambo or Porsche's are stolen to order, and normally end up out of the country, the higher value makes it more of a loss for an insurer than an Imprezza .

The Imprezza is a 20 and increases to a 40 so premiums will be the same, but some one owning a Porsche 911 will find the premium increasing as the group has gone from a 20 to a 50

Vehicles such as the Lambo or Porsche's are stolen to order, and normally end up out of the country, the higher value makes it more of a loss for an insurer than an Imprezza .

The Imprezza is a 20 and increases to a 40 so premiums will be the same, but some one owning a Porsche 911 will find the premium increasing as the group has gone from a 20 to a 50have I got this wrong then, an Impreza is cheaper to insure than a Lambo?

have I got this wrong then, an Impreza is cheaper to insure than a Lambo?

An imprezza will be cheaper than a Lambo.

An imprezza will be cheaper than a Lambo.Thanks, I had misunderstood.

Meanwhile - MG6, eh? :lol:

Meanwhile - MG6, eh? :lol:

MG6 what a car!:lol:

Low insurance groups = slow...

Perhaps.

Low insurance groups = slow...

Perhaps...and possibly includes cheap too.

Low insurance groups can also mean low risk of injury in a crash, low cost of repairs, and can also mean driven by low risk drivers ;)

But I know that won't suit the viewpoint of those who are intent on portraying everything as negative!

one of the reasons for the low groupings is the fact the mg6 has been artificially limited to 120 mph by mg to keep the costs down (see last months mge article !!!)

one of the reasons for the low groupings is the fact the mg6 has been artificially limited to 120 mph by mg to keep the costs down (see last months mge article !!!)

Not a problem though who'd need to go faster than that, it's only 12 MPH less than what the 1.8 T could do in the ZT.

one of the reasons for the low groupings is the fact the mg6 has been artificially limited to 120 mph by mg to keep the costs down (see last months mge article !!!)

Not a problem though who'd need to go faster than that, it's only 12 MPH less than what the 1.8 T could do in the ZT.and the effective top speed of a ZS180 on the autobahn is about 130mph. No-one needs to go faster than 120...if it keeps insurance down I'm all for it...

The low insurance group is a real positive, and dispells the myth the new MG will not be as safe as some established Europeon Brands.

To achieve a low group the car must have a number of factors, cheap to repair, Perform well in a accident with less chance of Injury so mulitple air bags and soft padded plastics, better than average security, pedestrian friendly.

It will attract buyers due to this also

The low insurance group is a real positive, and dispells the myth the new MG will not be as safe as some established Europeon Brands.

To achieve a low group the car must have a number of factors, cheap to repair, Perform well in a accident with less chance of Injury so mulitple air bags and soft padded plastics, better than average security, pedestrian friendly.

It will attract buyers due to this also

The Roewe 550 achieved 5 stars in CNCAP so I expect the MG6 to be no different.

one of the reasons for the low groupings is the fact the mg6 has been artificially limited to 120 mph by mg to keep the costs down (see last months mge article !!!)

Am i missing the point of MG? Surely this kind of thing goes against the key brand values?

Am i missing the point of MG? Surely this kind of thing goes against the key brand values?

Which are?

Which are?

Motorsport history and pedigree
Speed
Handling
Power

When i think of MG it's the powerful Z cars or the classic 2 seater sports cars i think of. It's your top of the line cars that people hold up as examples of the brand.

Doing things like limiting the top speed they are just setting themselves up for critics to batter them... i can hear it now.

This is a road car, not a racing car!

I fail to see how a top speed limited to 120mph is a problem for any road going car to be sold in countries where the maximum legal speed is well below 100mph (there are some moves afoot within Europe to speed limit all new cars sometime in the future)

If they had limited the acceleration to a 0-60 of no less than 12 seconds, or limited it to no more than 3000rpm in any gear, that would be a different matter. But of course they haven't.

Besides you could possible take the limiter off if you are that bothered.

I reckon that this 120mph maximum speed/Insurance Group issue might just be a modern example of "safety fast" in practice...

Anyway, if limiting the maximum speed to 120mph lowers the MG6's Insurance Group and reduces premiums, that can only make the car more affordable to run and so more competitive. I am a prospective purchaser and am therefore firmly in favour of that!

Besides you could possible take the limiter off if you are that bothered.the debate reminds me of road-testing the fast Veyron.

There is only one thing every tester wants to do there and it isn't going over road humps in a 20 zone or parking at Asda.

If anyone believes that maximum speed means anything in a road car, they should try getting that 130mph out of a ZS180. Stopping (slowing!) distance measured in football fields, and acceleration from 110mph measured by tear-off calendar rather than stopwatch.

I see here (http://www.carfolio.com/specifications/models/car/?car=88308) that the 180 can do 139mph. Not in my experience - I wasn't lucky with the conditions and the Fiat 500s.

Can it be that the MG6 is a car built for the real-life driver and not for Top Trumps?

I have done a bit of high speed endurance running and things can get very exciting very quickly at 140+. Other drivers just don't allow for you going that fast even in Germany. Also, the car eats fuel and tyres as if there is no tomorrow! 120 is a realistic maximum for almost any conditions without sticking your neck out too far.

Fastest I've ever driven is 165mph and that is definitely too fast for everyday use!

Am i missing the point of MG? Surely this kind of thing goes against the key brand values?

What about "Safety Fast"

I have done a bit of high speed endurance running and things can get very exciting very quickly at 140+. Other drivers just don't allow for you going that fast even in Germany. Also, the car eats fuel and tyres as if there is no tomorrow! 120 is a realistic maximum for almost any conditions without sticking your neck out too far.

Fastest I've ever driven is 165mph and that is definitely too fast for everyday use!
I agree wit h that.. I've had 170ish out of a car and it was much too fast, the world goes by just too quickly!

hopefully the new groups will mean that the IG is atually a bit more relevant. I've had high IG cars that have cost less than others, and cars of similar IG cost moons apart! seems a good result for MG though; many Jap cars are capped at 130 or so and the Germans at 150 or so, older impreza's included, and it doesn't stop them from selling..

Makes crap pub talk though. "My car does 120" :hysteria:

you ll here boy racers in pubs in 10years time saying my MG6 does 147mph - ah but gary its limited to 120 :getcoat:

I think group 11 or 12 would be fitting based on it's 0-60 and top speed.

It's too slow for a higher group.

I think group 11 or 12 would be fitting based on it's 0-60 and top speed.

It's too slow for a higher group.

Insurance groups are not based on 0-60 and top speed

http://nsa11.casimages.com/img/2009/12/26/091226121828620994.jpg (http://www.casimages.com/)

One of these (Microcar MGO SX) is a group 10 yet 0-60 is around 20 secs and top speed 70!

Generally they are though, there may be one offs as posted but usually the quicker the car the higher the insurance is.

The main factors that go into deciding an insurance group are cost of repairs, theft protection, safety features, performance.

The ZS 1.8 has similiar performance to the MG6,yet the insurance group under the new 1-50 schedule is a 23!

Working in the Motor insurance industry, I feel the new insurance group for the MG6 is better than average, proving it is an example of good modern design.

The main factors that go into deciding an insurance group are cost of repairs, theft protection, safety features, performance.

The ZS 1.8 has similiar performance to the MG6,yet the insurance group under the new 1-50 schedule is a 23!

Working in the Motor insurance industry, I feel the new insurance group for the MG6 is better than average, proving it is an example of good modern design.
So in what ways is the MG6 better than the MG ZS to achieve that huge difference?

You have said that performance is about the same.
The ZS had a top theft protection rating from Thatcham.
I can't see why cost of repairs would be much different (given that the parts were available when it got it's rating).
So is it just the lack of five stars?

So in what ways is the MG6 better than the MG ZS to achieve that huge difference?

You have said that performance is about the same.
The ZS had a top theft protection rating from Thatcham.
I can't see why cost of repairs would be much different (given that the parts were available when it got it's rating).
So is it just the lack of five stars?
not sure it's anything to do with the star rating.
just out of intrest i found that under the 50 group ratings a bog standard 1.8 75 is group 19 so to get the mg6 as low as they have is good going.

not sure it's anything to do with the star rating.
just out of intrest i found that under the 50 group ratings a bog standard 1.8 75 is group 19 so to get the mg6 as low as they have is good going.
Yes, and the MG6 has a turbo!

That is why I want to know how they have done it - the MG6 must be a much better car than the 1.8 R75!

So in what ways is the MG6 better than the MG ZS to achieve that huge difference?

You have said that performance is about the same.
The ZS had a top theft protection rating from Thatcham.
I can't see why cost of repairs would be much different (given that the parts were available when it got it's rating).
So is it just the lack of five stars?

Indeed the ZS has a Cat 1 alarm immobilser, and it was one of the best in it's day.

The MG6 exceeds the class average for theft protection,this is not just about the security system (thatcham Cat 1) but also about locks look at the MG6 interior no door lock pin is visable, is the security easily defeated or in an easily accessable place?,I imagine improvements have been made in this area, more airbags and with a Euro NCap 5 star rating I would imagine better performance in an accident including side impact and roll protection and as a result a lower cost to repair and less chance of injury to occupants .

The MG6 has also been designed to be more pedestrian friendly.

I feel this is really positive and with insurance premiums increasing will make the MG6 more attractive to prospective purchasers.

Insurance ratings for the 45 are also high like the ZS, presumably because of the expensive Honda content.