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post #1 of 12 (permalink) Old 19-07-2012, 15:00 Thread Starter
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Join Date: Jul 2012
Car: Rover 200 Coupe
Posts: 12
Greenlight Insurance &

Greenlight Insurance are pleased to announce a 10% MG-Rover Forum members a discount off any insurance policy purchased through us.

We are a specialist insurance broker that covers both modified and performance cars. Our staff are very knowledgable so when it comes to adding modifications you can rest assured that the vehicle will be covered corretly.

We can also offer Classic car and Modified Classic polices that offer very competetive premiums for reduced mileage users/

If you would like to receive a quotation from us please call us on 01277 376000 or visit and complete an online application. If you would prefer to PM me a contact a number we can call you at a convinient time to take your details.

For more information on Greenlight Insurance and the products we offer please see below:

Why try Greenlight
As a business we are genuinely different to most mainstream providers. Our staff and senior management are vehicle enthusiasts who own and run the types of cars that our customers drive, which helps to ensure we maintain a level of understanding beyond most everyday Insurance providers.

We were established as a genuine specialist vehicle Insurance provider and have a strong level of technical knowledge in respect of performance, modified, custom, classic and kit built vehicles.

Greenlight have a long standing pedigree and have been providing our specialist vehicle Insurance products to the performance, modified, classic, custom and kit car owner since 1996.

It’s safe to say we are not the usual ‘men in grey’.

What if my Car is modified?
Modifications are not a problem to us and will be covered under our modified car Insurance products upon a like for like replacement basis in the event of damage or theft.

Unlike most Insurance providers, a good proportion of our staff own and run the type of cars that we cover, meaning we have a decent understanding of the mentality and positive care of car that comes from people that take pride in the vehicle they drive.

For this very reason we particularly like to cover modified vehicle drivers, as our view is very much that if you are spending money to improve your vehicle it demonstrates that you keep your vehicle in good order and clearly care for your vehicle.

We have a pedigree for covering modified vehicles dating back to 1996 and have a decent understanding of the merit for carrying out the respective modification to your vehicle, the impact of the modification upon the vehicle and in most cases the tuner supplying or converting the vehicle.

You CAN disclose all modifications and we can accommodate just about any enhancement (up to and including full roll cages and nitrous oxide).

Our underwriters offer ‘like for like’ replacement of modified parts for repairable instances and where possible, or an equivalent substitute part will be offered.

What cover features do you have?
Under comprehensive cover contracts we can offer the traditional cover levels that you are accustomed to, which includes features such as windscreen cover, audio cover, free European cover, legal expenses cover, no claims bonus protection, a courtesy car from the approved repairer network whilst your vehicle is in for repair and a repair guarantee for the work undertaken by them.

In addition to the traditional cover, several of our Underwriters offer additional features and if any of these are useful to you our staff will be able to explain them in further detail to you:

Trackday cover – provides cover to your vehicle for accident damage sustained as a result of using your vehicle upon a UK race track. This cover is available under some of our annual Insurance schemes as a pay per event option for customers that are covered with us.

Like for Like replacement of modified parts – individual after market vehicle enhancements that are are covered under our modified vehicle schemes will be replaced upon a like for like basis in the event that damage is sustained or a part is stolen. In the event that parts are obsolete we will work with you to source an appropriate replacement (usually the equivalent part that superseded the obsolete part), or look to provide a cash value to enable you to select an alternative.

Guaranteed total loss car hire – This is a policy cover option to keep you on the road in the event that your vehicle is stolen or written off as a result of an Insured incident. The hire car would be provided for up to 14 days.

Key cover – This optional feature is available to cover the cost of replacing your coded keys and locks in the event that your keys are lost or stolen, up to a cost of 1500. The cover can also extend to cover keys to your home in the event that your household keys are attached to the unique keyring provided.

Agreed Value - On highly modified vehicles we are able to offer Agreed Value polices. You will need to provide 6 photographs (front, back, left, right interior and engine bay) along with an estimate of the total modifications spend. We will then confirm a figure that we are prepared to Agree the Value at.

Should you decide to accept the policy on this basis you then know the exact amount you would receive in the event of a total loss claim.


Basic acceptance criteria
Due to the type of vehicles we cover under our preferentially rated schemes being primarily performance or modified vehicles there are some acceptance requirements to qualify for these schemes. The underwriters require all drivers to:

1) Be aged 21 or over

2) Have held a full UK license for at least 2 years

3) Have 1 Years no claims bonus (NCB). Company Car, Second cad, Commercial Vehicle and Motortrader NCB are also acceptable as well.

4) There are some postcode sectors that due to our previous bad claims experience we are no longer able to cover. In the event we cannot cover your postcode sector we will try and recommend an alternative supplier.

Insurance rating is based upon the historic performance of the policyholders that are covered and from time to time we may be unable to assist, or seem uncompetitive. This is likely to be as a result of our preferentially rated schemes excluding aspects of risk that have been consistently loss making for a period of 3 years or more.

What we can assure you is that we will always look to help each and every one of you, looking for the positive factors in every applicant to help source the best possible offer that we can from our range of available schemes.

Do you cover other models?
We are primarily here to cover performance we do have schemes available to cover an array of other performance car models for members if required to do so.

How can I get a quotation to see what you can do for me?
You can apply either online, or via the telephone depending upon your own personal preference.

Please call us on 01277 376000 for an instant quotation or complete an online quote application at

Thanks for listening and we look forward to hearing from you. As always if you have any questions please do not hesitate to send me a PM or post in this thread.

Kind regards
Greenlight Insurance

Last edited by Greenlight-Ins; 06-11-2012 at 09:07.
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post #2 of 12 (permalink) Old 16-11-2012, 11:50
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Join Date: Feb 2011
Location: Bognor Regis, West Sussex
Car: MG TF 160 80th Anniversary
Posts: 1,031
Just sorted my insurance with you, a pleasure to deal with and a great price/policy
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post #3 of 12 (permalink) Old 16-11-2012, 12:23
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Join Date: Jan 2006
Location: Wilmslow
Car: 54 Rover 75 CDTi conn SE (mum)04 Rover 75 CDTi Conny 160(Dad) 54 Rover 75 CDTi contemporary (son)
Posts: 1,491
Originally Posted by Chris View Post
Just sorted my insurance with you, a pleasure to deal with and a great price/policy
+1 he did mine a few weeks back, recommended to all!
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post #4 of 12 (permalink) Old 05-12-2012, 13:12 Thread Starter
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Join Date: Jul 2012
Car: Rover 200 Coupe
Posts: 12
Thank you for the kind comments guys.

We can be VERY competitive especially if you cover less than 7500 miles a year in your vehicle as it would qualify for a reduced mileage discount.

Best Regards
Greenlight Insurance
01277 376000
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post #5 of 12 (permalink) Old 07-12-2012, 14:01
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Join Date: Jan 2008
Location: Wakefield
Car: MG ZR 160TDi
Posts: 9,821
Send a message via MSN to radion_auto
Sadly i had the opposite experiance last time i got a quote through Greenlight, the member of staff was very short and rude. I cancelled a policy with them and it took 3 months for them to refund my money, even though i cancelled it on the day i took out the policy!

Now i find that Green Light will not even quote me for insurance because i've "cancelled a policy in the past"

I hope this was a one-off guys!
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post #6 of 12 (permalink) Old 29-01-2013, 10:18
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Join Date: Jan 2010
Location: W. Sussex
Car: MG ZR 1.4 & Rover 200 1.1
Posts: 6,791
Just rung up as my renewal was due. Bit disappointed to be honest.

The customer services were fine, just didn't seem overly interested in quoting me.

Took half the details everyone else took and then told me they wouldn't be able to compete with my existing quotes. Surely they needed all my details to quote me fully?

So far each insurer I have rung on the forum has managed a better price than my renewal, except Greenlight.

I haven't done excessive mods or have any convictions. He didn't even ask what mods I have!

MG ZR 1.4 MK2
Age: 26
3yrs Exp.
3yrs NCD
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post #7 of 12 (permalink) Old 02-02-2013, 13:41
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Join Date: Mar 2010
Location: Bedfordshire
Car: S1 Elise 111S/MG ZT 260 SE
Posts: 4,447
Just taken out a policy with Greenlight-great price and the chap on the phone seemed to know what he was talking about and sounded a bit of a petrolhead himself. All good so far over here
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post #8 of 12 (permalink) Old 02-02-2013, 15:39
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Join Date: Jan 2008
Location: Wakefield
Car: MG ZR 160TDi
Posts: 9,821
Send a message via MSN to radion_auto
Experiance will always differ i guess. I'd never touch them again with a barge pole though. Terrible customer service.
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post #9 of 12 (permalink) Old 08-02-2013, 21:10
Join Date: Jan 2012
Location: Ayrshire/ Scotland
Car: Mg ZR TD 2.0
Posts: 410
Done a quote on your site about 3 days ago. Still nothing updated
LScottB is offline  
post #10 of 12 (permalink) Old 19-08-2013, 12:31
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Join Date: May 2013
Location: Nottingham
Car: MG TF 160
Posts: 212
Just signed up for my insurance through Greenlight, who quoted me less for my modified MG TF 160 than Sky, Adrian Flux and Peter Best.

Thanks Greenlight
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post #11 of 12 (permalink) Old 02-01-2014, 11:13
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Join Date: Jan 2011
Location: Hopelessly lost
Car: MG ZS
Posts: 2,974
Gah! was all geared up to swap my insurance from adrian flux to greenlight after my partner had such good quotes for his car and with adrian flux putting my premium up every bleeding year until i find another quote, and greenlight arent open today?!?! i appreciate its the day after new years day, but its not a bank holiday or anything so why are you closed!?

Had to renew through adrian flux again this year, who where open
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post #12 of 12 (permalink) Old 21-10-2016, 12:05
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Join Date: Sep 2006
Location: Worcestershire
Car: MGF VVC 75th Anniversary LE
Posts: 7,478
The F was insured with Greenlight for four years, happy with their renewals and they were always easy to get to on the phones with no long wait or nuisance call holding system.

Have just moved to another insurer as I needed a multi car policy which they couldn't do. But I'd certainly try them again, they were the most competitive for me and simple to deal with.
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