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post #21 of 22 (permalink) Old 04-05-2012, 06:45 Thread Starter
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Join Date: Jan 2008
Location: Wakefield
Car: MG ZR 160TDi
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Originally Posted by Chaz View Post
I dont have to have mine fixed by the insurance if they go via insurance..

And even if something did happen, things like air filter, back box, injectors etc are easily removed.. Its not a problem..

Theres a lot of people out there that dont declare mods.. Personally I think its all a load of ********.. Insurance is a joke.. Like I said the mods are easily removable..
All very well and good unless it's a serious accident and you didn't get the chance to have your car straight back, or it got seized straight away. if you cause a huge rta they're not just going to dump it back on your drive unfortunately. like i said, it's a gamble.
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post #22 of 22 (permalink) Old 05-05-2012, 22:20
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Car: MG ZR160
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btw check the details of PA cover inside and out. the company i sold it for, the sales spiel was great.....until you found out what it covered you for.

the answer was.....a PERMANENT physically disabling injury such as loss of a complete limb or sight. so you werent even covered if you lost a leg below the knee

so coma for a year = not covered. brain damage = not covered whiplash = not a hope in hell
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