Hi everyone. Unfortunately our cherished 2005 MG tf has just been written off , entirely the other drivers fault. We have the choice of keeping it or the insurance company taking it. The damage is to the passenger side wing but the paint is metallic. Not sure wether to keep it and sell as cat N needs repair, to keep it and get it repaired or let the insurance company take it 🤔 any thoughts? It was in excellent condition. Just passed mot. Topspec exhaust fitted. Usual factory fitted head gasket refurb etc.